Tailored for salaried employees (Government & Private) with quick processing and professional support.
Srikara assists salaried professionals in choosing the right personal loan solution through transparent and reliable guidance.
FAQs — Personal Loan
Salaried employees working in Government or Private sectors with a minimum monthly salary of ₹25,000 are eligible.
You can choose between 12 to 60 months, depending on the lender and your eligibility.
PAN, Aadhaar, salary slips, bank statements, and address proof are typically required.
₹25,000 per month (may vary by city and lender policy).
Yes, most lenders allow prepayment after a certain period, usually with a small charge.
Typically within 24 to 48 hours after submitting all documents.
Rates range between 10.25% to 18% depending on lender and applicant profile.
Yes, Srikara supports digital document submission and online application processing.
Yes, a good credit score (700+) improves approval chances and lowers interest rates.
You can still apply based on your repayment history and income capacity.
Yes, some lenders allow joint applications with a spouse or immediate family member.
Yes, lenders typically charge 1%–2% as processing fee.
Yes, balance transfer options are available for better interest rates.
It depends on your salary and repayment capacity; typically ₹1 lakh – ₹25 lakh.
No, this category is for residents only. NRIs can explore NRI loan products separately.
Late fees and CIBIL score impact may occur. Always ensure timely payments.
Tax benefits apply only if the loan is used for specific purposes like home renovation.
We act as your financial advisor and connect you with the best banks and NBFCs.
No, we only connect you securely to lenders — your consent is always taken first.
Simply visit our website, review options, and contact us for personalized support.